And what would happen if everyone would have the same??

Some people would spend it on booze, drugs, and gambling.

Others would spend wisely, and perhaps invest a portion of it.

What if you take your own savings, and choose to distribute it over the years ...so you can give yourself peace of mind and some security??

You'd have to give up your retirement savings because the person who spent their present money on drugs and booze, now has nothing more ...so they need some of what you have, to waste that too.

Soon there wouldn't be anyone who'd have anything.

That being established, who would have anything to be able to redistribute??